1% Better: 9 Life Lessons from 90 Years, Advice For Big Projects, and Ready Is a Decision


By Colby Kultgen

9 Life Lessons from 90 Years, Advice For Big Projects, and Ready Is a Decision

Read online / Read time: 4 minutes

Hello friends!

Welcome to 1% Better.

The newsletter where I share my 5 favorite ideas, lessons, and discoveries of the week—no fluff, just the good stuff.

Let's get right into it.


A sentence I can't stop thinking about

This simple phrase has been living rent-free in my head for weeks:

Ready isn't a feeling, it's a decision.

The more I think about it, the more I believe that the most valuable skill in life is your ability to take action in spite of feeling nervous, unprepared, or uncertain.

The people who get ahead aren't the most confident, or the most prepared.

They're simply the ones who decide to do the thing regardless of how ready they feel.

The advantages of this compound quickly:

You learn faster because you're in the arena, not on the sidelines.
You build momentum while others are stuck deliberating
You open doors that don't exist for people standing still.

On the flip side are the people who wait.

Endlessly preparing but never starting. While they're waiting, opportunities close. Someone else takes the leap. The gap between where they are and where they want to be only widens.

So next time you catch yourself waiting to feel ready, ask: what if I just decided to be ready right now?

Everything you want is on the other side of that decision.


A bit of advice for starting big projects

Oliver Burkeman on reducing overwhelm of a big task:

Advice for big, daunting projects: do something right away. When a major project lands in your lap, perhaps with a deadline weeks or months away, make it your business to take some kind of concrete action on it as soon as you can, even if you won’t get to the majority of the work until later. The longer such a project sits on your plate without being engaged, the more intimidating or resentment-inducing it’ll grow – and the more mental energy you’ll expend either on fretting about it or trying to avoid thinking about it. On the other hand, taking action forges an inner relationship with the task that saps it of its power to intimidate, while also allowing your subconscious to get to work on it in other ways.

I feel like this pairs perfectly with the "Ready isn't a feeling, it's a decision." mindset.

Something as simple as opening the file, sketching an outline, or sending one email takes away a big project's power to intimidate you.

P.S. I pulled this from Oliver's excellent newsletter that everyone should subscribe to.


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A list of hard-won lessons from 90 years of living

This list of life lessons comes courtesy of Edward Packard, creator of the "Choose Your Own Adventure" series of books.

In his words:

Looking back over my life from when I was about ninety, I ruefully reflected on how often I went off the rails. That I’d survived thus far, scathed but in happy circumstances, was thanks neither to grit, determination, nor wise counsel, but mostly luck. Considering my most memorable lapses, the consequences of which ranged from unfortunate to catastrophic, I suspect that they all would have been avoided if it hadn’t taken me most of a lifetime to get a grip on a few basic principles. I’m laying them out here for readers who might want to be aware of them.

Usually I would try to summarize, but that would be doing this list a disservice.

Highly recommend setting aside 5 minutes to read them in full.


A book I'm very excited to read

If I had to choose my favorite non-fiction book of the last 5 years, the answer would be easy:

The Psychology of Money by Morgan Housel.

I never expected a book about personal finance to be so captivating, but the way Morgan weaves together storytelling, behavioral psychology, and financial wisdom completely changed how I think about money.

And now, the follow-up is here: The Art of Spending Money

While the first book focused on saving and investing, this time, Morgan's tackling the flip side—how to actually spend money in ways that make us happier.

I don't know about you, but I'm clearing my weekend to read it.


😂

Have a great week!


P.S. Reply telling me what resonated most this week!

(I read and respond to them all)

Reader highlight from last week:
Stop saving the good stuff. At 65, I am determined to use it all up right now. Loss can come fast and unexpectedly, and you can never get those opportunities back to say that thing, spend time with that person. Nothing's worse than hearing someone say they're waiting for retirement to take that big trip and then they have health challenges that keep them from doing it. Love your column, look forward to it every Monday!
Betsy B.

Keep them coming!


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Hi! I'm Colby!

I'm obsessed with living a better life each and every day. I want to share what I learn and discover with you.

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